Pricing Built Around Your Business
We're not a one-size-fits-all processor. Santos reviews your real numbers and builds the lowest-cost setup for your volume and industry — then shows you every fee before you sign anything.
No contracts. No hidden fees. Cancel any time.
Pay the true wholesale (interchange) rate plus a small, clearly stated markup — no padded tiers, no mystery fees. Best when you want to see exactly what you pay.
- ✓ True cost-plus pricing
- ✓ Every fee itemized
- ✓ Great for steady volume
- ✓ Month-to-month, no contract
A fully compliant program that brings your effective card-processing cost to 0%. Card customers see the listed price; cash customers get a discount. Legal in all 50 states.
- ✓ 0% effective processing cost
- ✓ Compliant in all 50 states
- ✓ Keep more of every sale
- ✓ We handle signage & setup
Placement for industries other processors decline — high-chargeback, subscription, CBD, and more. Santos works multiple banks to get you approved and keep you running.
- ✓ Approvals others decline
- ✓ Multiple banking relationships
- ✓ Chargeback mitigation help
- ✓ Ongoing account support
Every setup includes SSL encryption, PCI compliance, and Rocco's seal of approval 🦝
No Surprises. Everything You Need.
Diaz Solutions vs The Big Names
See why business owners leave Square, Stripe, and PayPal for a real person who answers the phone.
| Processor | Rate | Support | Contract | Setup |
|---|---|---|---|---|
| Square | 2.6% + 10¢ | Email / Bot | Account freezes | Self-serve |
| Stripe | 2.9% + 30¢ | Email only | Complex billing | Developer req. |
| PayPal | 3.49% + 49¢ | Bot / Hold | Account holds | Self-serve |
| Heartland | Tiered (opaque) | Call center | 3-yr contracts | Slow |
| 🦝 Diaz Solutions | As low as 0% | 24/7 Personal | Month-to-month | Free & fast |
Pricing FAQ
Are there any hidden fees?
Never. We show you every fee upfront before you sign anything. We also offer free statement audits of your current processor to show you exactly where you're being overcharged.
Do I have to sign a long-term contract?
No. Diaz Solutions operates on month-to-month agreements. You're free to cancel any time without early termination fees. We earn your business every month.
What is the cash discount / dual pricing program?
It's a fully compliant way to eliminate your card processing fees. Customers who pay by card see the listed price; customers who pay cash get a discount. The net result: you pay 0% in card fees. Legal in all 50 states.
How fast can I get set up?
Standard merchant accounts typically approve within 24–72 hours. POS system installation can be done within 48 hours of approval. High-risk accounts may take 5–10 business days.
What if my volume changes?
No problem. Your setup scales with your business — there's no penalty as your volume changes. Santos re-checks your rate as you grow to keep it as low as possible.
Can I switch from my current processor?
Absolutely. We handle the entire transition, including reviewing your current contract for ETFs. In most cases, the savings from switching more than cover any exit fees.