Pricing Built Around Your Business
We're not a one-size-fits-all processor. Santos reviews your real numbers and builds the lowest-cost setup for your volume and industry — then shows you every fee before you sign anything.
No contracts. No hidden fees. Cancel any time.
Pay the true wholesale (interchange) rate plus a small, clearly stated markup — no padded tiers, no mystery fees. Best when you want to see exactly what you pay.
- ✓ True cost-plus pricing
- ✓ Every fee itemized
- ✓ Great for steady volume
- ✓ Month-to-month, no contract
Offset eligible card-processing costs through posted card prices and a cash discount. Setup must meet current state and card-brand rules; software, service, and other account charges are reviewed separately.
- ✓ Offset eligible card costs
- ✓ State and card-brand setup review
- ✓ Keep more of every sale
- ✓ We handle signage & setup
Placement for industries other processors decline — high-chargeback, subscription, CBD, and more. Santos works multiple banks to get you approved and keep you running.
- ✓ Approvals others decline
- ✓ Multiple banking relationships
- ✓ Chargeback mitigation help
- ✓ Ongoing account support
Every setup includes SSL encryption, PCI compliance, and Rocco's seal of approval
New to these pricing models? Interchange-plus pricing vs flat-rate — which actually costs less
No Surprises. Everything You Need.
Diaz Solutions vs The Big Names
Start with comparable in-person rates, then review your full costs with Santos.
| Provider & plan | Processing fee |
|---|---|
| SquareFree plan | 2.6% + 15¢Per tap, dip, or swipe. Paid plans have different rates. |
| StripeTerminal · standard pricing | 2.7% + 5¢Per domestic card transaction. Tap to Pay has an additional fee. |
| PayPalPoint of Sale | 2.29% + 9¢Per card-present transaction. Manual entry has a different rate. |
| Diaz SolutionsA plan selected with Santos | Quoted for your businessInterchange-plus or a cash-discount / dual-pricing program, depending on your needs and eligibility. |
Compare the whole statement: hardware, software, monthly charges, and other transaction fees can affect your total. Online, keyed-in, and international rates may differ. Custom pricing may be available.
Santos reviews your statement and explains the fees for your proposed setup. Cash-discount and dual-pricing programs change how card costs are covered; they are not a universal 0% processing rate.
Provider links show their published terms. Rates checked September 6, 2026.
Pricing FAQ
Are there any hidden fees?
Never. We show you every fee upfront before you sign anything. We also offer free statement audits of your current processor to show you exactly where you're being overcharged.
Do I have to sign a long-term contract?
No. Diaz Solutions operates on month-to-month agreements. You're free to cancel any time without early termination fees. We earn your business every month.
What is the cash discount / dual pricing program?
Customers see the card price before purchase and can receive a discount for paying cash; dual pricing displays both prices. This can offset eligible card-processing costs. It is different from adding a credit surcharge at checkout. We review the state and card-brand requirements, debit treatment, and any software, service, or account charges that remain in your written proposal.
How fast can I get set up?
Standard merchant accounts typically approve within 24–72 hours. POS system installation can be done within 48 hours of approval. High-risk accounts may take 5–10 business days.
What if my volume changes?
No problem. Your setup scales with your business — there's no penalty as your volume changes. Santos re-checks your rate as you grow to keep it as low as possible.
Can I switch from my current processor?
Absolutely. We handle the entire transition, including reviewing your current contract for ETFs. In most cases, the savings from switching more than cover any exit fees.